Costs and charges
The brand new fine print towards mortgage loans require you to discover typical salary, personal safety otherwise pension payments and rehearse DNB since your everyday financial.
Calculation out of active rates of interest
BLU Start:Loan amount NOK 2 000 100 as much as 85 % out of market value. Affordable rate of interest step 3.39 % p.a great. Annuity loan having productive interest rate step 3,52 % p.an excellent. as well as side-end payment NOK step three 190 and you will instalment payment NOK 65. Cost NOK 990 890, overall NOK dos 990 890 more than 25 years.
Amount borrowed NOK dos 100000 one hundred thousand, affordable interest 4.69 % p.a. having step 3 season repaired rate. Annuity loan which have active rate of interest 4.87 % p.a. and additionally side-prevent payment NOK 3 190 and you can instalment fee NOK 65. Rates NOK step one 422 590, totalt NOK 3 422 590 more twenty five years.
Auto loan to own teenagers which have down-payment 35 % or higher:Loan amount NOK 150 100000 doing https://paydayloanalabama.com/daphne/ ۶۵ % regarding price. Annuity loan with nominal interest cuatro.74 % p.a beneficial., productive interest rate six.54 % p.a. including top-stop fee NOK dos five hundred and you will instalment fee NOK 65. Prices NOK 25 484, complete NOK 175 484 over 5 years.
Amount borrowed NOK fifty 100000. Moderate interest % p.an excellent. Annuity mortgage with effective interest rate % p.a great. also front-stop fee NOK five hundred and you may instalment commission NOK fifty. Total cost NOK 68 777 more than 5 years.
Fixed-rate mortgage loan Tale:Loan amount NOK 2 100000 000, affordable rate of interest 4.69 % p.a beneficial. to have step three season repaired rates. Annuity financing that have energetic interest 4.87 % p.a good. also side-prevent payment NOK 3 190 and instalment fee NOK 65. Cost NOK step one 422 590, totalt NOK step 3 422 590 over twenty five years.
Auto loan Tale and Saga Platinum which have thirty five % down payment:Amount borrowed 150 000 NOK doing 65 % out of price. Annuity financing having nominal rate of interest cuatro,74 % p.an effective., productive rate of interest 6.forty two % p.a great. in addition to front side-stop percentage NOK dos 3 hundred and you can instalment payment NOK 65. Pricing NOK twenty-five 259, full NOK 175 259 more than 5 years.
Saga Exchangeability set-aside:Amount borrowed NOK 70 000. Moderate interest rate %, energetic interest % together with front-prevent commission NOK five hundred. Pricing NOK cuatro 574, overall NOK 74 574 more than 1 year.
Home loan to 75 % out-of ount NOK 2 100 000, doing 75 % regarding market value. Nominal rate of interest 4,30 % p.a. Annuity mortgage having effective rate of interest 4,forty-five % p.a. including front side-avoid fee NOK step 3 190 and you may instalment commission NOK 65. Cost NOK step 1 286 390, full NOK step three 286 390 more than 25 years.
House equity line of credit:Amount borrowed NOK 2 one hundred thousand 100000, to 75 % out-of market value. Affordable interest 4,29 % p.a. Annuity loan that have active interest rate 4,forty-five % p.a good. and additionally side-stop commission NOK step 3 190 and you may instalment fee NOK 65. Costs NOK step one 286 390, complete NOK step 3 286 390 more twenty five years..
Fixed-price real estate loan:Loan amount NOK 2 100000 100000 doing 75 % regarding market value. Affordable interest rate cuatro.74 % p.a good. to own step 3 year fixed speed several months. Annuity financing having active interest 4.ninety five % p.a beneficial. as well as side-avoid payment NOK 3 190 and you may instalment payment NOK 65. Pricing NOK 1 439 690, complete NOK 3 439 690 more twenty five years.
Green home mortgage:Loan amount NOK dos 000 100000 doing 85 % out of market value. Nominal rate of interest 3.39 % p.a beneficial. Annuity financing that have effective interest rate step three.52 % p.an excellent. along with front-avoid fee NOK step 3 190 and you may instalment payment NOK 65. Rates NOK 990 890, totalt NOK dos 990 890 over twenty five years.
